Change Your Credit Card Usage Before You Hit the Financial Iceberg

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Change Your Credit Card Usage Before You Hit the Financial Iceberg

Oct, 2nd 2016

Many Americans rely on credit cards for purchasing power in the absence of cash on hand. But there's a difference between using credit cards wisely, and using them as an excuse to charge away the things you can't afford. Unfortunately, Americans across all ages and income levels have a tendency to fall into the latter trap. According to recent data from ValuePenguin, the average U.S. household holds $5,700 in credit card debt, and more than 38% of households are currently carrying balances of some sort. The problem is that holding onto credit card debt is an almost-guaranteed way to lose money for no good reason, and unless we change our bad habits, a lot of us are headed for financial trouble.

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