By telling her own story, a Detroit credit counselor connects with people who don't think they have any hope at paying their bills or rebuilding their credit.
“Everything was great, and then I lost my job,” she said some say. “Everything was great, and then my Mom died.”
Others lost their homes in the mortgage crisis in 2008-09. Some had good jobs but lost the life savings built up in retirement accounts after the financial meltdown slashed stock prices in half.
Nickson, 37, sees those heartaches as legitimate financial challenges. But in her opinion, they’re hardly valid reasons to sit back and do nothing about rebuilding your credit score or dealing with debt.