Paying the bills on time — and ultimately paying them off — pops up on many financial to-do lists in the new year. But what tricks can you use to actually turn that resolution into reality?
Borrowers are finding it slightly more difficult to pay some bills, according to the most recent results from the American Bankers Association's Consumer Credit Delinquency Bulletin.
Delinquencies for the third quarter rose in five categories: payments for auto loans made at dealerships, auto loans arranged at a bank, personal loans, property improvement loans and bill payments for credit cards provided by a bank.
In six other categories, including home equity loans and home equity lines of credit, delinquencies fell or stayed the same.
Late payments in general are still at historic lows.