Summary Judgment in FCRA Case Goes in Favor of the Debt Collector

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Summary Judgment in FCRA Case Goes in Favor of the Debt Collector

Dec, 14th 2016

A judge has granted a motion for summary judgment filed by a consulting company which accessed a plaintiff’s credit report, in order to collect on a debt owed by that same plaintiff in the instant case.

Judge Cynthia M. Rufe granted a motion for summary judgment on Nov. 28 in favor of defendant Diversified Consultants, Inc. and against plaintiff Scottland Johnson, declaring the data collection method used by Diversified for the purpose of collecting a debt from Johnson was legal under federal statute.

On July 26, 2016, Johnson filed suit against Diversified, a debt collection agency which acts on behalf of telecommunications companies, claiming it committed two violations of the Fair Credit Reporting Act (FCRA). Johnson alleges on June 8, 2015, Diversified accessed Johnson’s consumer 

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