The holidays represent a celebration of faith and a fun time with family, yet they’re far from cheap. After buying for your kids, your relatives and holiday get-togethers galore, it’s easy to start the new year with an empty wallet.
The National Retail Federation (NRF) predicts the average consumer will spend $935.58 on holiday gifts this year. If you hope to spend less than average, it’s best to start planning now.
While saving money over the holidays isn’t easy, it can be done if you’re willing to think outside the box. I spoke to several financial advisers and savings experts for their best tips on hacking a holiday spending bill. Here’s what they said: