Currently, I am neck-deep in private student loan debt due to some poor choices made when I was in higher education. Unfortunately, the sum of my monthly payments covers about three-quarters of my monthly paycheck, and of course, I have other bills to pay. Naturally, my parents were used as cosigners on these loans.
I’m aware of the potential options available to me in defaulting or filing for bankruptcy, and at the point, bankruptcy would be the least harmful to myself and my family…. I think.
The problem is my significant other is in the process of purchasing a house, and the home loan