Student loan borrowers tend be young and inexperienced when it comes to debt, credit, and even basic budgeting.
That can make the transition to repayment after graduation challenging at best. It doesn’t help that student loans carry unfamiliar terms, that there are different rules for different types, or that an array of repayment options can drastically affect your monthly payment, the total amount you pay, and your tax bill.
That’s where MONEY comes in. We found three borrowers who needed guidance on repaying their loans and matched them with experts: a financial planner, a student debt counselor, and a lawyer who specializes in student loan laws. (See more about the experts at the end of the story.)
The borrowers are at different stages of the repayment process and have distinct...