The Affordable Care Act (ACA) saved me from financial devastation.
As it becomes clear that the ACA will likely be repealed, and soon, I can only hope that at least two of its core principles survive.
Prior to the ACA, insurance policies typically included a “lifetime cap” on how much they would pay on a behalf of a covered patient. Oftentimes, this amount was $1 million. This sounds like a lot. But when you face cancer in the United States, massive expenses pile up very quickly.
When my first husband was diagnosed with bladder cancer, he went through about two years of intense surveillance, small surgeries, and frequent tests. Bladder cancer recurs at a higher rate — 50-80 percent — than other cancers. This means lots of follow up. We received a steady stream of bills.