Who Were Fair & Isaac and How Did Their $800 Investment  Change the World

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Who Were Fair & Isaac and How Did Their $800 Investment Change the World

Jul, 30th 2017

Fifty years ago a couple of guys, Bill Fair and Earl Isaac left the Stanford Research Institute to start a new business. Each invested $400 to start Fair, Isaac and Co. The business was based on “predictive analytics.”

Business has been very good over the years. In fact, most of us have done business with the firm many times, but most of us don’t even know it.

In 2009 Fair, Isaac and Co. changed its name to reflect its more widely recognized acronym, FICO.

So, what is FICO and how did one company become so important to so many people?

If you have a credit card, car loan or auto insurance, rent an apartment or own a home, you have some sort of credit score. These scores are generally developed...

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